Debt State Statutes in Idaho

WAGE GARNISHMENT EXEMPTION: 15% of gross wages or disposable earnings up to 45 times the federal minimum hourly wage ($5.15), whichever is greater

MAXIMUM INTEREST RATE: Legal: 5% Judgment: 9%

STATUTE OF LIMITATIONS ON ENFORCEMENT:

Open Account (credit card): 5 years

Written Contract: 10 years

Domestic Judgment: 20 years

Foreign Judgment: That in the foreign jurisdiction

Debt State Statutes in Idaho

WAGE GARNISHMENTS: Federal law applies

MAXIMUM INTEREST RATE: Legal: 12% Judgment: 10.875% plus base rate

STATUTE OF LIMITATIONS ON ENFORCEMENT:

Open Account (credit card): 4 years

Oral Contract: 4 years

Written Contract: 5 years

Domestic Judgment: 5 years (renewable)

Foreign Judgment: 6 years (renewable)