Debt State Statutes in Alabama

Wages: 75% of earned but unpaid wages (special provisions for low-income workers) [6-10-7]

WAGE GARNISHMENT EXEMPTIONS

75% of wages are exempt from garnishment. If federal law provides greater exemption amount, it applies.


MAXIMUM INTEREST RATES

Legal: 6% Judgments: 12%



STATUTE OF LIMITATIONS ON DEBT COLLECTION

Open Account (credit card): 3 years

Written Contract: 6 years

Domestic Judgment: 20 years

Foreign Judgment: 20 years

BAD CHECK FEES

$10 or actual bank charges, whichever is greater