Saturday, December 10, 2011

Debt State Statutes in Arkansas

WAGE GARNISHMENT EXEMPTION


$500 head of family; $200 if single. Since federal law offers better exemption, it applies


MAXIMUM INTEREST RATE


Legal: 6% or 5 points above the federal discount rate

Judgment: Contract rate or 10% per annum, whichever is greater


STATUTE OF LIMITATIONS ON ENFORCEMENT



Open Account (credit card): 3 years

Written Contract: 5 years

Sale of Goods: 4 years

Domestic Judgment: 10 years (judgment is renewable)

Foreign Judgment: 10 years

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